Federal employee calculators
Estimate federal pay and benefits with cited formulas and visible math.
FERS Retirement Calculator
Estimate your annual and monthly FERS annuity, including retirement eligibility, sick-leave credit, age reductions, and survivor-benefit elections.
Open calculator Pension & retirementFERS Retirement Supplement Calculator
Check supplement eligibility and timing, estimate a gross monthly bridge to age 62, and model the 2026 earned-income reduction separately.
Open calculator Retirement timingFederal Retirement Date Calculator
Compare FERS or CSRS separation dates by eligibility, annuity commencement, service, pay-period, leave-year, and COLA timing.
Open calculator Pay history & retirementFERS High-3 Calculator
Find the highest three consecutive service years in dated retirement-creditable pay history and audit every OPM-weighted rate.
Open calculator Pension value & offersFederal Pension Value Calculator
Model a FERS or CSRS pension stream's present value with explicit payment horizon, COLA, discount, delay, and survivor assumptions.
Open calculator Savings & retirementTSP Growth & Match Calculator
Project your civilian TSP balance, 2026 contribution limit, paycheck pace, FERS agency automatic contribution, match, and investment growth.
Open calculator TSP taxes & contributionsRoth vs. Traditional TSP Calculator
Compare equal take-home cost or equal gross TSP deposits with current tax, qualified Roth treatment, future tax, FERS matching, and one shared return.
Open calculator Salary & locality payGS Pay Calculator
Look up exact 2025 and 2026 OPM scheduled pay by locality, grade, and step, including the nationwide 001M floor and same-cell comparisons.
Open calculator Paycheck & deductionsFederal Take-Home Pay Calculator
Turn 2026 OPM GS pay or a current gross paycheck into an auditable net-pay ledger with W-4 withholding, FICA, retirement, TSP, FEHB, and entered deductions.
Open calculator Offers & total rewardsFederal Total Compensation Calculator
Compare federal cash, FERS agency funding, TSP contributions, exact 2026 FEHB plan support, FEGLI, and paid time with a private offer.
Open calculator Health plans & benefits2026 FEHB Plan Comparison Tool
Match active FEHB plans to your location and compare exact OPM premiums, deductibles, out-of-pocket limits, account contributions, and common benefits.
Open calculator Withdrawals & taxesTSP Withdrawal Tax Calculator
Estimate a one-time TSP withdrawal's taxable share, federal withholding, possible additional 10% tax, later amount due, and after-tax cash.
Open calculator Lifetime incomeTSP Annuity Calculator
Analyze a TSP life-annuity estimate, survivor continuation, level or increasing payments, protection features, retained balance, and a dated official reference.
Open calculator Loans & paycheck impactTSP Loan Calculator
Estimate a TSP loan's payroll deduction, three-rule borrowing limit, fee, net proceeds, periodic amortization, and optional account-growth scenario.
Open calculator Service credit & pensionMilitary Service Buyback Calculator
Estimate a FERS or CSRS military-service-deposit principal, classify interest timing, test a USERRA cap, and compare pension before and after service credit.
Open calculator Life insurance & retirementFEGLI Calculator
Estimate Basic and Options A, B and C coverage and premiums, then compare 75%, 50%, full and no-reduction retirement elections.
Open calculator RIF & involuntary separationFederal Severance Pay Calculator
Estimate your severance under OPM's official worksheet: total payout, biweekly payment, and how long payments last, based on your pay, service, and age.
Open calculator Buyout & early retirementVERA / VSIP Calculator
Estimate your VSIP buyout (the lesser of your severance formula or the $25,000 cap) and check whether you qualify for VERA early retirement.
Open calculator Private sectorSeverance Pay Calculator
Estimate a private-sector severance package from your salary, years of service, and weeks-per-year rate, with an after-tax take-home estimate.
Open calculator Separation & leaveFederal Annual Leave Payout Calculator
Estimate a federal annual-leave lump-sum payout, projected leave period, rate-adjustment split, and a clearly labeled withholding scenario.
Open calculator Pension & retirementCSRS Retirement Calculator
Estimate a regular CSRS annuity with eligibility screening, tiered accrual, sick-leave credit, age and deposit reductions, and survivor elections.
Open calculator Service credit & leaveFederal Service Computation Date Calculator
Estimate an SCD-Leave from dated civilian service, verified service credits, and excess nonpay using OPM's 30/360 and SF-144A method.
Open calculator